In episode three of Real World Retirement, Foguth Financial advisors Alex Pushman and James Katikos discuss the complexities of early retirement and the importance of proper income planning. James shares his personal journey into financial advising, rooted in family experiences that shaped his passion for helping others secure their financial futures. Together, they analyze a real-life case study of a client navigating early retirement without a pension and explore strategies for creating a "family pension" and sustainable income plan. Tune in for practical insights on how thoughtful planning can provide peace of mind and help families truly enjoy their golden years.